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Waterfront opportunity on Bear Creek. This .775-acre residential lot at 9802 Creek Bank Drive in Youngstown, Florida, offers direct water access and serene water views in a natural setting.
Positioned along Bear Creek, the property provides an appealing setting for boating, kayaking, fishing, and other water-based recreation. With approximately three-quarters of an acre, the lot offers ample space to design and build a custom residence, subject to all applicable county and state regulations. Adding significant value and convenience, building plans are included with the lot purchase. The property is currently land-only, allowing a future owner to use the provided plans or develop an improvement strategy tailored to their needs.
The location combines a quiet, creekfront environment with access to the broader Panama City and Bay County region. Area roadways connect Youngstown to nearby services, shopping, dining, and Gulf Coast attractions, making this site suitable for a primary residence, second home, or long-term hold.
This Bear Creek lot is offered for sale as-is, presenting a rare chance to secure waterfront land with both views and direct access in a growing Northwest Florida market.
#792415

Youngstown

9802 Creek Bank Drive

None Beds

None Baths

0.78 acres

$100,000

MLS#: 792415

Welcome to Unit 609 at Watercrest, where breathtaking Gulf views and resort-style living come together in one of Panama City Beach's most desirable beachfront communities. This beautifully maintained 2-bedroom, 2-bath condominium offers an open-concept floor plan designed to maximize both comfort and the stunning views of the Gulf of Mexico.

The spacious living area flows seamlessly onto a large private balcony, providing the perfect place to enjoy morning coffee, spectacular sunsets, or the soothing sound of the waves. The well-appointed kitchen features ample cabinetry, generous counter space, and a breakfast bar that opens to the dining and living areas, making it ideal for entertaining.

The Gulf-front primary suite offers private balcony access, beautiful water views, and an ensuite bathroom with a double vanity and separate walk-in shower. The guest bedroom provides comfortable accommodations for family and friends, while the second full bathroom is conveniently located nearby.

Watercrest is known for its exceptional amenities, including a Gulf-front swimming pool, hot tub, fitness center, tennis courts, private beach access, covered parking, and 24-hour security. Conveniently located on the east end of Thomas Drive, you'll enjoy easy access to marinas, dining, shopping, St. Andrews State Park, and all that Panama City Beach has to offer.

Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this Gulf-front condominium offers the perfect combination of location, lifestyle, and coastal charm.
#792401

Panama City

6201 Thomas Drive 609

2 Beds

2 Baths

1,404 Sq.Ft.

$599,900

MLS#: 792401

''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS''  An Extraordinary Waterfront Opportunity with Gulf Views in Panama City Beach
Opportunities like this are becoming increasingly rare. Perfectly positioned along Front Beach Road, this exceptional waterfront property offers a breathtaking setting between Lullwater Lake and Star Lake, while also capturing beautiful views of the emerald waters of the Gulf of America. Imagine watching spectacular sunsets paint the sky each evening as the shimmering Gulf provides a stunning backdrop just moments away.
This unique property combines the serenity of lakefront living with the excitement and convenience of one of Panama City Beach's most desirable locations. Wake up to peaceful water views, enjoy gentle coastal breezes, and experience the best of Florida's waterfront lifestyle with the beach just across the street.
Whether you're envisioning a luxury coastal estate, an exclusive vacation retreat, or a premier development opportunity, the possibilities are truly endless. The property's elevated position offers the potential to maximize panoramic views of the Gulf of America while preserving the tranquil beauty of the surrounding lakes.
Just minutes from Pier Park, Frank Brown Park, world-class dining, shopping, entertainment, and Northwest Florida Beaches International Airport, this property delivers the perfect balance of privacy, convenience, and investment potential.
#792441

Panama City Beach

16544 Front Beach Road

None Beds

None Baths

0.2 acres

$749,900

MLS#: 792441

Welcome home to this move-in-ready 3 bedroom, 2 bathroom, ranch-style home - nestled on a cul de sac in the Pine Meadows neighborhood in Fort Walton Beach. Excellent location for Eglin AFB or Hurlburt Field! With no HOA! Convenient to shopping, dining, and just minutes away from the Emerald Coast beaches! Offering a functional split floor plan with 3 bedrooms, 2 bathrooms, and a versatile, oversized bonus room - perfect for a secluded home office, second living space, playroom, or a cozy den. The kitchen features granite countertops and flows right into the dining area. The large living room is the center of the home and has french doors leading to the open patio overlooking the large, fully fenced-in backyard. Schedule your showing today!
#1007248

Fort Walton Beach

1010 Aspen Court

3 Beds

2 Baths

1,480 Sq.Ft.

$299,900

MLS#: 1007248

Calling all investors! This renovated Laurel Grove cottage FURNISHED WITH TWO GOLF CARTS has already generated over $45k in gross rental income, with an additional $35k already booked for 2026, making it a turnkey investment opportunity.
Positioned along the 18th fairway of Raven Golf Club, this charming cottage enjoys peaceful lake and golf course views and has been thoughtfully updated throughout. Recent improvements include a new roof with energy-efficient insulation, freshly painted exterior, redesigned front façade, lush landscaping, and a screened porch with a privacy shade for relaxing outdoors.
Inside, the coastal-inspired interior features luxury vinyl plank flooring, plantation shutters, updated lighting and ceiling fans, freshly painted cabinetry, stainless steel Bosch and Whirlpool appliances, and stylish furnishings that convey with the home. The first-floor primary suite has been completely remodeled with a spa-like tiled walk-in shower and updated vanity, while three additional upstairs bedrooms--including a bunk room that sleeps six--provide ample space for guests. All three bathrooms have been tastefully renovated with custom tile finishes.
Every bedroom offers an oversized walk-in closet for exceptional storage. A 2022 water heater adds additional peace of mind.
Located in the desirable, short-term rental-friendly Laurel Grove community with a clubhouse, fitness center, and seasonally heated pool. Offered fully furnished and rental ready. Experience the unmatched lifestyle of Sandestin Golf & Beach Resort, a 2,400-acre gated community stretching from the sugar-white beaches of the Gulf to the tranquil waters of the Choctawhatchee Bay. Residents enjoy four championship golf courses, a full-service marina, tennis and pickleball courts, a fitness center, spa, and an impressive selection of dining, shopping, and entertainment, including The Village of Baytowne Wharf. Miles of scenic walking, biking, and golf cart paths connect every corner of the resort, winding through picturesque lakes, lush fairways, and towering live oaks, making it easy to enjoy everything Sandestin has to offer.
As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage and seller(s) are presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club.
#1007257

Miramar Beach

1283 Laurel Way

4 Beds

3 Baths

2,163 Sq.Ft.

$1,350,000

MLS#: 1007257

Beautifully updated townhouse featuring luxury vinyl plank flooring throughout, quartz countertops, newly tiled showers, NEW AC, and stylish new bathroom vanities. The interior and exterior have been freshly painted, providing a clean, modern feel. Enjoy the privacy of a fully fenced backyard, perfect for relaxing, entertaining, or pets. With quality upgrades throughout and a move-in-ready condition, this home offers a fantastic opportunity for homeowners and investors alike. Conveniently located near shopping, dining, schools, and the area's beautiful beaches.
#1007264

Fort Walton Beach

1800 Whispering Oaks Lane 1

2 Beds

1 Baths

1,243 Sq.Ft.

$235,000

MLS#: 1007264

Welcome to the space you've been searching for! Situated on 0.75 acres, this well-maintained 4-bedroom, 2-bathroom home offers the perfect blend of comfort, functionality, and room to spread out, inside and out! Step inside to a spacious, open living area that's ideal for family gatherings, entertaining guests, or simply enjoying everyday life. The split floor plan provides comfortable bedrooms with plenty of flexibility for a growing family, home office, or hobby room. Outside is where this property truly shines. Whether you need room for your vehicles, boat, camper, tools, or weekend projects, you'll love the large detached workshop with an attached oversized carport, offering endless possibilities for storage, hobbies, or a home business. An additional single carport near the home provides even more convenience for daily parking. The expansive yard gives kids and pets plenty of space to run and play, with a Playhouse set already offered with the property! All while still leaving room to garden, entertain, or create your own outdoor oasis! If you've been looking for a property that offers privacy, functionality, and space without sacrificing convenience, this is one you won't want to miss. Come see everything 2988 Sandpath Rd has to offer!
#792418

Bonifay

2988 Sand Path Road

4 Beds

2 Baths

1,632 Sq.Ft.

$229,900

MLS#: 792418

On the Emerald Coast, gulf-front properties with documented short-term rental income north of $167,000 a year don't need an introduction. They need a showing.

This is 8011 Surf Drive, Unit A. Panama City Beach, FL. And it performs.

Sitting on the quiet east end of PCB -- away from the congestion of Pier Park but still close to everything that matters -- Surf Drive is the kind of address serious vacation rental investors look for and rarely find. Low traffic. Semi-private beach frontage. Direct Gulf of America views from three stories of private living space.

The property spans 3,076 heated square feet across three full floors. Five bedrooms. Five bathrooms. Multiple gulf-facing balconies on every level. A brand new hot tub. A 2-car garage. No shared amenities. No HOA fees cutting into your returns. No elevator banks full of strangers. Just a private Gulf of America beach house, ready to generate income from day one.

The rental history speaks for itself. This Panama City Beach investment property averaged $167,390 in annual gross revenue over the past four years -- with a peak year of $180,478. Already at $61,320 through May 2026, with the heart of summer rental season underway. The hot tub was replaced in late 2025, fully refreshing the asset ahead of its strongest season.

For the buyer who wants a Gulf of America beach house that doubles as a high-performing Emerald Coast short-term rental -- turn-key, no HOA, documented income, fairly priced -- this is it.

Schedule your private showing today.
#792400

Panama City Beach

8011 Surf Drive A

5 Beds

5 Baths

3,076 Sq.Ft.

$1,825,000

MLS#: 792400

This oversized 0.34 acre waterfront lot is centrally located in Santa Rosa Beach, making it a great opportunity for a multitude of options.  Offering approximately 150 feet of water frontage, mature trees and direct bay access, this wonderful property presents an outstanding opportunity to create a custom home, an investment property or a pair of waterfront cottages in a great location with no HOA restrictions.
Framed by beautiful mature trees that provide natural shade and privacy, the homesite overlooks a protected bayou and a large marsh buffer, preserving tranquil views and enhancing the sense of seclusion. Spend afternoons fishing from the shoreline or set out on your kayak or paddleboard for a day on the bay with convenient direct water access.
Adding even more value, a water meter is already in place, allowing a substantial portion, if not all, of the tap fees for new construction to be abated. Whether your vision includes a spacious primary residence with a large yard, a large workshop or garage for your boats and trailers, or two waterfront cottages designed for short-term rental income, this property offers the space and versatility to bring it to life.
Ideally positioned to enjoy everything the Emerald Coast has to offer, this property is just eight minutes from Ed Walline Regional Beach Access and only one minute from Cessna Landing Boat Launch, making both beach days and boating adventures effortlessly accessible. Convenient access to Highway 331 and Highway 98 places shopping, dining, entertainment and neighboring coastal communities just a short drive away.
With generous waterfront frontage, direct bay access, valuable infrastructure already in place and no HOA, this is a great opportunity to secure an affordably priced waterfront homesite in the heart of Santa Rosa Beach.
#1007303

Santa Rosa Beach

1185 N Co Highway 393

None Beds

None Baths

0.34 acres

$215,000

MLS#: 1007303

Step into the bright and airy living room with vaulted ceilings, a modern ceiling fan, and a striking fireplace wall perfect for cozy evenings. The kitchen is a chef's delight boasting custom cabinetry, granite countertops, stainless steel appliances, and a stylish glass tile backsplash. There's ample counter space and storage, with a window over the sink that offers a lovely backyard view. Out front, you'll find a generously sized driveway with room for multiple vehicles, and a 2 car garage. Owner will allow DOGS only up to 50lbs with an approved pet application, $350 non-refundable pet fee per pet . This home is just minutes from shopping, dining, local schools, and a short drive to the beautiful Gulf Coast beaches. All Coastal Realty Services residents are enrolled in the Resident Benefits Package (RBP) which includes renters insurance, HVAC air filter delivery (for applicable properties) and our best in class resident rewards program, and much more! More details upon application.
#1007307

Fort Walton Beach

318 Pelham Road

3 Beds

2 Baths

1,442 Sq.Ft.

$2,250

MLS#: 1007307

Welcome to this charming colonial-style, bay-front estate - nestled in the highly sought-after Hickory Shores area of Gulf Breeze. Offering an incredible canvas for those looking to create their waterfront ''home sweet home''. Starting with the circular driveway and side-entry 2 car garage to provide ample parking space. An inviting, oversized covered front porch greets you upon arrival - and is just waiting to be the backdrop for your morning cup of coffee in a rocking chair. Wrap-around sidewalk paths lead you around either side of the house to the backyard, through the oak trees and landscaping. Enjoy 106 waterfront feet - with a decking lined stairstep path leading you down to your very own private dock area on the bay - offering the most incredible view. The home offers a functional split floor plan with 3 bedrooms, 2 and a half bathrooms, versatile upstairs bonus room, formal dining room, dedicated office space with french doors, inside laundry and utility room, and a sweeping, open concept main living space that seamlessly blends the kitchen and living areas and features a soaring vaulted ceiling with tons of natural light and waterviews all around. The primary suite serves as a peaceful retreat, showcasing its own amazing waterfront view from both the bedroom and ensuite bathroom. The oversized, covered patio serves as a true extension of your living space - perfect for outdoor entertaining and all fresco dining. With its classic charm, good bones, generous proportions, and an irreplaceable waterfront location, this property is a rare find ready for the right vision to restore its full potential!
#1007251

Gulf Breeze

4472 Hickory Shores Boulevard

3 Beds

2 Baths

2,832 Sq.Ft.

$825,000

MLS#: 1007251

Prime 3.4-acre development site boasting 220 feet of frontage on Highway 77, a major four-lane highway carrying approximately 30,000 vehicles per day (per FDOT traffic count data). This shovel-ready parcel offers rare dual access: a median-cut entry directly off Highway 77 for maximum visibility and customer convenience, plus secondary rear access from N MacArthur Ave for deliveries, overflow parking, or a secondary curb cut. Situated less than a mile from Panama City's primary retail corridor -- Target, Kohl's, Planet Fitness, Home Depot, Lowe's, Walmart, Publix, TJ Maxx, and Hobby Lobby -- this location benefits from established co-tenancy and heavy daily traffic. Ready to build, the site is ideal for retail, medical, restaurant, or mixed-use development. Don't miss this opportunity to secure a high-visibility Highway 77 location with strong frontage and excellent surrounding demographics. Power, Water, and Sewer Available.
#792429

Panama City

2822 Martin Luther King Jr Blvd Avenue

None Beds

None Baths

3.4 acres

$1,500,000

MLS#: 792429

Tucked away on a private corner lot in coveted Gulfview Heights, this River Camp-style retreat sits just moments from Scenic 30A and the sugar-white sands of the Gulf. Thoughtfully designed across three stories, this 3-bedroom, 3.5-bath home offers generous living space and a blend of reclaimed craftsmanship and coastal construction.

Interior finishes showcase reclaimed materials throughout: pecky cypress walls, pine flooring and cypress cabinetry from the Choctawhatchee River, countertops and shelving from a century-old North Carolina barn, and antique brick reclaimed from early 1900s Chicago.

Open concept living areas are warmed by two gas cast iron stoves capable of heating the entire home. The kitchen is well appointed, custom closets run throughout, and the primary suite features a walk-in closet, double vanity, and whirlpool tub. A flexible bonus room off the pool, featuring its own AC unit, works beautifully as an office, bunk room, or guest retreat, and a tankless water heater serves the downstairs level.

Outside, a saltwater, electric-heated pool anchors a private backyard complete with a downstairs summer kitchen, BBQ area, outdoor shower, covered decks, and expansive screened porches that invite the outdoors in. Lush, mature landscaping surrounds the home, offering privacy, shade, and a true coastal garden feel.

The conditioned 5 car garage offers heavy duty carriage doors with Franklin openers, an attached workshop, enclosed golf cart storage, and ample driveway parking.

Just minutes to Gulf Place, Ed Walline Beach Access, Goatfeathers, and the dining and shopping along 30A. Inquire today to schedule your private showing.
#1007281

Santa Rosa Beach

11 Woodland Drive

3 Beds

3 Baths

2,736 Sq.Ft.

$1,099,000

MLS#: 1007281

Seller offering $3,500 Buyer credit for upgrades or closing costs with acceptable offer terms! Charming 3BR/2BA home situated on a spacious 100' x 150' corner lot in the heart of Lynn Haven. Conveniently located within walking distance to Cain Griffin Park, featuring pickleball courts, playgrounds, ball fields, and new neighborhood sidewalks. Major updates include a metal roof (2019), HVAC system (2019) with annual servicing, water heater (2020), and freshly painted exterior (2025).

The interior offers a bright living room with abundant natural light, a functional kitchen with ample cabinet storage, and a large laundry room with additional storage space. All kitchen appliances convey. The primary suite features a walk-in closet, double vanity, tub/shower combination, and French doors leading to the back patio. Two additional bedrooms share a hall bathroom with a tub/shower combination and nearby linen storage.

An oversized one-car garage provides additional storage and workspace. The expansive lot is shaded by mature trees and offers privacy, along with plenty of room for outdoor living, gardening, or future improvements. Located in desirable school zones and just minutes from shopping, dining, and everyday conveniences, this property presents an excellent opportunity to own a move-in-ready home in a sought-after Lynn Haven location. *All information and measurements approximate, verify if important.
#791496

Lynn Haven

1419 Minnesota Avenue

3 Beds

2 Baths

1,223 Sq.Ft.

$262,500

MLS#: 791496

Spacious .89 acre lot is short drive to many amenities, including hospital, schools,  shopping and beaches,  Brick home with metal roof. Large family room with fireplace and LVP flooring. Kitchen has eat in dinette. Formal dining room.  Large master bedroom with walk in closet and hardwood floors.  There is also hardwood floors underneath the carpet in formal dining room and living room. Newer HVAC.  City water and sewer. Attached one car carport.  Two storage buildings,
#792387

Panama City

1601 Gainer Avenue

3 Beds

2 Baths

1,971 Sq.Ft.

$225,000

MLS#: 792387

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