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ASSUMABLE VA LOAN at 2.75%! 
This meticulously maintained 4 bedroom, 3 bathroom home is the definition of comfort, efficiency, and convenience. The spacious split floor plan offers a 3 car garage, paid off solar panels, rain gutters, fresh paint throughout, and a fully fenced backyard. The average power bill is only $31/monthly; and, the seller is even offering a $5,000 closing cost credit.

Inside, you'll find a bright open concept living area with granite countertops, Whirlpool stainless steel appliances, modern finishes, and a Smart Home package, a perfect space for everyday living and entertaining. The thoughtful layout of the Destin floor plan rarely comes on the market and provides ultimate privacy for the main suite, while keeping the 3 guest bedrooms and 2 additional bathrooms conveniently positioned.

Located in a highly desirable community in a growing area of Bay County, residents enjoy access to the new neighborhood pool & pavilion, dog run, and soon to be walking path. The Titus Park subdivision is in close proximity to Publix, restaurants, Starbucks, shopping, North Bay Haven Charter School, and much more.
#786424

Panama City

4718 Rosemary Street

4 Beds

3 Baths

2,388 Sq.Ft.

$455,000

MLS#: 786424

Attention all INVESTORS, excellent opportunity to own a .23 acre flat and level building lot in Unit 7 of Sunny Hills, located at Lot 11 on Laredo Drive. Lots like this one at this low, low price point tend to sell pretty quick. Do not delay, make this one yours today!
#786052

Chipley

Lot 11 Laredo Drive

None Beds

None Baths

0.23 acres

$4,950

MLS#: 786052

Back on the market at no fault of the seller! Brand new water heater! Great opportunity near the east end of Panama City Beach! This 3-bedroom, 2-bath manufactured home sits on a spacious quarter-acre lot with no HOA, offering flexibility and strong potential for cash-flow investors or owner-occupants alike. The home features brand-new appliances, a functional split floor plan, and comfortable living spaces throughout.
Outside, enjoy a fully fenced yard--ideal for pets, storage, or outdoor entertaining--plus a detached shed for added convenience. Located just minutes from the beach, shopping, dining, and entertainment, this property combines location, land, and rental potential in one hard-to-find package.
Whether you're looking to add to your investment portfolio or secure an affordable property close to the Gulf, this is an opportunity you don't want to miss.
#783803

Panama City

640 Lagoon Oaks Circle

3 Beds

2 Baths

1,296 Sq.Ft.

$190,000

MLS#: 783803

Welcome to Atomic Flamingo, a fully furnished, income-producing retreat designed for both style and performance. This mid-century inspired home blends character, comfort, and serious rental appeal. The backyard is a guest favorite, featuring a private resort-style pool with sun shelf, water slide, integrated fire pit lounge, expansive stone decking, and a covered hot tub area perfect for year-round enjoyment. Fully fenced for privacy and surrounded by mature trees, this outdoor space was built for entertaining. Inside, you'll find warm wood plank ceilings, polished concrete floors, an updated kitchen with stainless appliances, and thoughtfully curated furnishings throughout. The fun, vibrant design aesthetic sets this property apart in the short-term rental market, creating a memorable guest experience that drives repeat bookings.
Additional highlights include:
'' Turn-key and fully furnished
'' Screened front porch
'' Updated bathrooms with modern finishes
'' Proven short-term rental performance
Whether you're looking to expand your investment portfolio or secure a second home that pays for itself, 543 Seacrest Drive delivers lifestyle and income in one package.
Rental history available upon request.
#786036

Inlet Beach

543 Seacrest Drive

3 Beds

2 Baths

1,588 Sq.Ft.

$1,425,000

MLS#: 786036

Attention builders and developers... large 1/2 acre plus oversized lot that is build ready! Don't miss this exceptional opportunity to own an huge .624-acre building lot in Unit 6 of Sunny Hills, located at Lot 9 on Trellis Drive. This lightly treed, flat and level parcel offers an outstanding homesite with flexibility for a custom build with a spacious yard.

Backing up to a large privately owned parcel, this property provides excellent rear privacy and a peaceful natural setting. This section of Trellis Drive has not yet been developed, enhancing the quiet, secluded feel while still being located in an area of Sunny Hills experiencing steady growth, with existing homes and new construction nearby.

Conveniently situated just off Elkcam Blvd and very close to Highway 77, the location offers quick access north to Chipley and south to Panama City and the Gulf Coast beaches. Water and power are available, making this lot ready for immediate development (buyer to verify all utilities).

With its oversized dimensions, privacy, strong location, and attractive price point, this property is ideal for builders, investors, or anyone looking to secure a premium homesite in a growing Northwest Florida community.

Priced to sell... bring your plans and start building your new home!
#786046

Chipley

LOT 9 Trellis Drive

None Beds

None Baths

0.62 acres

$14,950

MLS#: 786046

Welcome to 7804 S Chipper Trail, located on the west end of Rivercamps on Crooked Creek: Panama City Beach's hidden wooden oasis. This home offers the rare feeling of living in a luxury treehouse, with four spacious porches that capture serene views of the surrounding natural landscape. Designed with both privacy and functionality in mind, the home provides generous storage and flexible living throughout. Inside, the main living area is crafted for every occasion, featuring a fully equipped kitchen, separate dining area with expansive windows, and living room featuring a built-in fireplace. The elevator allows accessibility for all three levels, making everyday living comfortable for all stages of life. Upstairs, the laundry room is conveniently located near the additional three bedrooms. The primary bedroom has its own private balcony, overlooking the cul-de-sac and wandering neighborhood deer. Below the main living area is a three car garage with three separate storage closets ideal for beach gear, boating equipment, and all your Florida essentials. The dedicated game room and outdoor firepit create inviting spaces for gatherings, while the fenced-in backyard provides added privacy and versatility. Rivercamps spans approximately 1,500 acres, two thirds of that being devoted to conservation. The community has a new zero-entry pool, approximately seven miles of interconnecting trails and boardwalks, boat launch and trailer storage, playground, pickle ball courts, designated campground, new west-end mailboxes, and the community has officially broken ground for the future fitness center as of November 2025! Rivercamps is nestled on the north side of West Bay conveniently located: 10 miles from the beach; less than 15 minutes to NW Florida Beaches International Airport (ECP); FSU/TMH Medical Campus; Watersound West Bay Center along 79 (Publix projected to open in 2026). By water, enjoy a 45 minute boat ride to Shell Island, with the future Point South Marina West Bay also on the horizon.
#786050

Panama City Beach

7804 S Chipper Trail

4 Beds

2 Baths

2,063 Sq.Ft.

$817,000

MLS#: 786050

River Camps on Crooked Creek is an exclusive bayside sanctuary where custom homes, preserved nature, and a true coastal lifestyle come togetherwithout the congestion of typical beach communities.

This immaculate, custom built home offers 3 bedrooms and 3.5 bathrooms, with every bedroom featuring its own en suite bath. Rooms are generously sized, complemented by large walk-in closets throughout, creating a layout that is both functional and luxurious. The home has been meticulously maintained and is truly move in ready. Furnishings are negotiable, making this an ideal option for buyers who want to pack their bags and settle in immediately.

Step outside to a low maintenance, private yard designed for easy living while still being dog-friendly, providing a safe space for your fur baby to enjoy the outdoors.

RiverCamps on Crooked Creek offers a lifestyle that is hard to match. Residents enjoy a private marina with direct access to Crooked Creek, West Bay, and the Gulf of Mexico, along with kayak and paddleboard launches for effortless days on the water. The resort-style clubhouse and pool, fire pits, playground, and thoughtfully designed gathering spaces foster a strong sense of community. Miles of scenic walking trails, boardwalks, and preserved green space weave throughout the neighborhood, creating a peaceful, nature-forward environment. A gated entrance adds to the privacy and security that define this sought-after community.

Perfectly positioned close to the airport and Panama City Beach while feeling private, RiverCamps is ideal for those seeking refined coastal living, water access, and tranquility without short-term rental traffic or overdevelopment.

This is not cookie cutter.
This is not crowded.
This is coastal living done right.
#786053

Panama City Beach

8555 Preservation Drive

3 Beds

3 Baths

2,309 Sq.Ft.

$949,999

MLS#: 786053

NORTH CAPE GEM ON THE BAY!   Experience bayfront living at its finest in this stunning 6-br/4-ba retreat on the bay side of North Cape. Whether you're looking for a high-end vacation rental, a serene getaway, or a forever home on the coast, this property offers an unparalleled combination of luxury, privacy & adventure. Step inside to breathtaking panoramic views of the bay, framed by a wall of windows that flood the spacious, open-concept living & kitchen areas with natural light. The thoughtfully designed split floor plan ensures privacy for all, making this home perfect for families or guests. Each level has a full kitchen perfect for entertaining. The lower level apartment has 2 bedrooms & large bathrooms featuring walk in showers with tile to the ceilings. All bedrooms have their own set of doors leading to a porch or deck. The upper level has 4 bedrooms split into 2 wings with each wing having a full bathroom. Outside, the lushly landscaped yard offers a peaceful setting to relax, while the fire pit provides the perfect spot to gather. For those who love the water, the 500-foot private dock with a boat lift is a dream come true--perfect for boating, fishing, crabbing, or simply soaking in the beauty of the bay. Spend your days kayaking, paddleboarding, or windsurfing right from your backyard, or explore the nearby sandbars. An outdoor shower, featuring hot & cold water, is convenient to wash away the days adventures. Access to the Cape's scenic paved path, ideal for biking or walking, and is just a short stroll to the Gulf-side beach, where you can take in breathtaking sunsets. Whether you're starting your day with a peaceful paddle at sunrise, fishing off your private dock, or ending the evening with s'mores by the fire, this gem of a home is a rare opportunity to own a slice of paradise. Nearby Port St. Joe adds charm with its historic downtown featuring unique boutiques & seafood restaurants. Call & schedule your private showing today to LIVE THE BEACH LIFE!
#786051

Port St Joe

7148 Leeward Street

3 Beds

2 Baths

2,171 Sq.Ft.

$1,790,000

MLS#: 786051

Take advantage of this exceptional opportunity to own an oversized .591 acre building lot in Unit 6 of Sunny Hills, located at Lot 12 on Gondolier Drive. This lightly treed, flat and level parcel offers a prime homesite with plenty of space for a custom home, garage, and outdoor living area.

Positioned extremely close to the Sunny Hills Golf Course. Just six lots down from the fairway frontage along Gondolier, this property places you just moments from one of the community's most desirable recreational features. The surrounding area includes established homes near the golf course along with ongoing new construction, demonstrating continued growth and investment in this section of Sunny Hills. While this particular stretch of Gondolier has not yet been developed, that adds to the current privacy and future upside potential.

The generous size of the lot provides design flexibility and added buffer space compared to standard parcels. Whether you're planning to build now or secure a strong investment in a growing Northwest Florida community, this property checks all the boxes.

Great location, oversized footprint, and priced attractively don't miss this opportunity.
#786038

Chipley

LOT 12 Gondolier Drive

None Beds

None Baths

0.59 acres

$7,950

MLS#: 786038

Looking for a building lot in Sunny Hills with power & water available? Look no further.... large 1/2 acre oversized lot that is build ready! Don't miss this exceptional opportunity to own a .51 acre building lot in Unit 6 of Sunny Hills, located at Lot 32 on Elkcam Blvd. This lightly treed, flat and level parcel offers an outstanding homesite with flexibility for a custom build with a spacious yard.

Backing up to a huge 214 acre Deltona owned parcel, this property provides excellent rear privacy.

Conveniently situated just off Highway 77 on Elkcam Blvd. the location offers quick access north to Chipley and south to Panama City and the Gulf Coast beaches. Water and power are available, making this lot ready for immediate development (buyer to verify all utilities).

With its oversized dimensions, rear privacy, strong location, and attractive price point, this property is ideal for builders, investors, or anyone looking to secure a premium homesite in a growing Northwest Florida community.

Priced to sell... bring your plans and start building your new home!
#786045

Chipley

LOT 32 Elkcam Boulevard

None Beds

None Baths

0.51 acres

$14,950

MLS#: 786045

Excellent opportunity to own a .229-acre flat and level building lot in Unit 6 of Sunny Hills, located at Lot 54 on Dandelion Drive. This homesite is ideally situated in a growing section of the community with several new construction homes nearby, along with established residences just around the corner and along adjoining Marathon Avenue.

The lot offers a straightforward building footprint with level elevations, helping simplify site prep and construction planning. Whether you're a builder, investor, or future homeowner, this parcel presents strong potential in an area experiencing steady growth and increasing demand.

Even better, Lot 55 next door is also available from the same seller at the same price, providing a rare opportunity to secure side by side lots for added space, flexibility, or future development options.

Sunny Hills continues to attract buyers due to its convenient access to Highway 77, with Chipley to the north and Panama City and the Gulf Coast beaches to the south.

If you're looking for a competitively priced investment in a booming Northwest Florida community, this lot deserves your attention.
#786043

Chipley

LOT 54 Dandelion Drive

None Beds

None Baths

0.23 acres

$7,950

MLS#: 786043

Escape to the peace and privacy of this beautiful 17.74± acre wooded parcel, recently cleared and ready for your vision. Offering a great balance of open space and natural surroundings, this property provides the perfect setting to build your dream home, place a mobile home, invest for the future, or simply enjoy the outdoors. With some clearing already completed, you'll have a head start on creating your homesite while still enjoying the seclusion and beauty of the remaining wooded acreage. Conveniently located just a short drive from town for shopping, dining, and everyday essentials, this property combines country living with modern convenience. Don't miss your chance to own your own slice of peaceful paradise with room to roam!
#786077

Chipley

XXX Tiller Road North Lot

None Beds

None Baths

17.74 acres

$177,400

MLS#: 786077

Quadplex First Floor, 3 Bedroom 2 Bath with Kitchen & Living Room. Second Floor, with private entrance. 2 Each, 2 Bedroom 1 Bath units with Kitchen & Living Room. Best use owners occupy First Floor, Rent/Lease out Second Floor units, per month. All units separately metered both Power and PC Water/Septic. Great way to offset Mortgage.  Rent out second floor Pro forma at $1600.00 each per month. Tenants pay their own power and PC utilities.
Currently used as a strong investment,
Multifamily First floor, with private bedrooms, shared amenities kitchen and 2 baths. Second floor, 2 units with private bedrooms 1 bath, shared amenities kitchen and bath. Rent varies from $175.00 to $225.00 per week per bedroom. January 2026 gross income $6225.00, with 22% vacancy.  Current annual Expenses, Taxes $4124.00, Insurance $4000.00, PC utilities $16,000.00.
Dimensions and Measurements not verified, Buyer to measure to own satisfaction. All measurements are approximate. All information in this listing is believed to be accurate but must be verified by Buyer or Buyer's agent.
#786074

Panama City

1908 Laurel Avenue

7 Beds

4 Baths

3,006 Sq.Ft.

$599,000

MLS#: 786074

Affordable Wooded Homesite!
Check out this great opportunity to own a .271 acre residential lot in Unit 6 of Sunny Hills, located at Lot 20 on Hagar Avenue. This wooded parcel features relatively flat elevations, making it an ideal and cost-effective building site for your future home or investment property.

Situated on a quiet dirt road, the lot offers a peaceful, natural setting while still being close to areas of Sunny Hills experiencing existing home development and new construction. This balance of privacy and nearby growth makes it especially attractive for buyers looking to get in early at a super low price point.

Power is already present on the street, helping streamline the building process when you're ready to develop. The wooded character allows you to selectively clear for your homesite while maintaining privacy and natural surroundings.

Sunny Hills continues to see steady growth thanks to its convenient location near Highway 77, providing easy access north to Chipley and south to Panama City and the Gulf Coast beaches. Whether you're planning to build now or invest for the future, this property offers outstanding value in a growing Northwest Florida community.

Secure your piece of Sunny Hills today at an affordable entry price.
#786042

Chipley

LOT 20 Hagar Avenue

None Beds

None Baths

0.27 acres

$4,950

MLS#: 786042

Homes by Deltona at Sunny Hills is excited to announce the launch of the Hidden Gems - Craftsman Collection. Take a step inside The Opal, a brand new never before seen 3-bedroom, 2-bath, 2-car garage model available exclusively in Sunny Hills. This beautiful home boasts a large, open concept living area perfect for entertaining. Long day? Step outside the dining room into quiet, peaceful solitude and enjoy a nightcap on your covered back porch. The spacious master suite and large walk-in closet is sure to win your heart - showcasing a free-standing tub, double vanity and sperate walk in shower in, the master bath is the epitome of relaxation. Large secondary bedrooms with their own walk-in closets offer ample space for kids and visitors alike. Start your mornings with coffee and the calming sounds of nature from your covered front porch. Purchasing a Deltona home enables you to live the best of both worlds. Located just 40 minutes North of the beach, it is perfect for day trips into Panama City while still being able to return home to serenity away from the hustle and bustle. Settle into your dream home today.
#786066

Chipley

3896 Bricknell Avenue

3 Beds

2 Baths

1,528 Sq.Ft.

$303,900

MLS#: 786066

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.
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